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Sunday 9 November 2014

Number of Branches and ATMs

Number of Branches and ATMs

Please note that if we count the number of the bank branches including the cooperative and local area banks, the number is around 82000.

Out of this, the share of the Scheduled Commercial Banks is shown in the following table

Bank Branches (As at end-March 2010)

Sr. No

Name of the Bank

Branches

     

Rural

Semi- urban

Urban

Metro- politan

Total

     

  

Scheduled Commercial Banks

20,773

17,638

16,007

14,742

69,160

         

  

Public Sector Banks

19,567

14,595

12,920

11,743

58,825

         

  

Nationalized Banks

13,652

9,376

9,607

8,961

41,596

         
 

Private Sector Banks

1,201

3,037

3,027

2,762

10,027

         
 

Foreign Banks

5

6

60

237

308

         

 

Number of ATMs (As at end-March 2010)

Sr. No

Name of the Bank

 

ATMs

   
         

On-site

Off-site

Total

  

Scheduled Commercial Banks

         

32,679

27,474

60,153

   

  

Public Sector Banks

         

23,797

16,883

40,680

   

  

Nationalized Banks

         

12,655

7,047

19,702

   
 

Private Sector Banks

         

8,603

9,844

18,447

   
 

Foreign Banks

         

279

747

1,026

   

 

  • The Nationalized banks have around 4 times the number of branches of the Private sector banks in India.
  • Per cent of ATMs to Branches stands maximum for the Foreign Banks.
  • The number of ATMs Private sector banks is almost equal to the number of ATMs in Nationalized Banks, but half of the number of Public Sector Bank ATMs. This indicated the high number of ATMs of the SBI group.

Please note the following:

  • Out of the total over 6 lakh habitations, the banking penetrates only 5%, where there is a commercial bank branch.
  • Just around 40% of the population in the country has a Bank account.
  • This ratio is lowest in the North East states of India.
  • The number of the card holders are 13% (Debit Cards) and 2% (Credit Cards).

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