Number of Branches and ATMs
Please note that if we count the number of the bank branches including the cooperative and local area banks, the number is around 82000.
Out of this, the share of the Scheduled Commercial Banks is shown in the following table
Bank Branches (As at end-March 2010) |
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Sr. No |
Name of the Bank |
Branches |
|||||||||
Rural |
Semi- urban |
Urban |
Metro- politan |
Total |
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|
Scheduled Commercial Banks |
20,773 |
17,638 |
16,007 |
14,742 |
69,160 |
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|
Public Sector Banks |
19,567 |
14,595 |
12,920 |
11,743 |
58,825 |
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|
Nationalized Banks |
13,652 |
9,376 |
9,607 |
8,961 |
41,596 |
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Private Sector Banks |
1,201 |
3,037 |
3,027 |
2,762 |
10,027 |
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Foreign Banks |
5 |
6 |
60 |
237 |
308 |
Number of ATMs (As at end-March 2010) |
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Sr. No |
Name of the Bank |
ATMs |
|||||||||
On-site |
Off-site |
Total |
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|
Scheduled Commercial Banks |
32,679 |
27,474 |
60,153 |
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|
Public Sector Banks |
23,797 |
16,883 |
40,680 |
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|
Nationalized Banks |
12,655 |
7,047 |
19,702 |
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Private Sector Banks |
8,603 |
9,844 |
18,447 |
||||||||
Foreign Banks |
279 |
747 |
1,026 |
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The Nationalized banks have around 4 times the number of branches of the Private sector banks in India.
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Per cent of ATMs to Branches stands maximum for the Foreign Banks.
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The number of ATMs Private sector banks is almost equal to the number of ATMs in Nationalized Banks, but half of the number of Public Sector Bank ATMs. This indicated the high number of ATMs of the SBI group.
Please note the following:
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Out of the total over 6 lakh habitations, the banking penetrates only 5%, where there is a commercial bank branch.
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Just around 40% of the population in the country has a Bank account.
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This ratio is lowest in the North East states of India.
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The number of the card holders are 13% (Debit Cards) and 2% (Credit Cards).