Retail Loan Portfolio: (Scheduled Commercial Banks)
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The share of the retail loans in total loans and advances of the Scheduled Commercial Banks was 21.3% in 2008-09.
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This has marginally come down to 19.0% by end of March 2010.
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With more than 50% share in the retail loans of ` 6,22,752 Crore, Housing Loan is the biggest segment in retail loans in India, followed by the auto loans.
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The market is much diversified which is eveident from the Other personal Loans worth ` 203,947 Crores from April 2009-March 2010 period.
